Everything in our Personal Plan, plus expanded protection for your entire household.

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Credit Intelligence

• UTILITY REPORTING

• 3-Bureau Credit Report & Scores

• 180-Day FICO® Score Ingredients

• Credit Simulations (Planning Tools)

• ScoreCasterIQ® & ScoreCasterIQ Report

• Enhanced Credit Monitoring

• 3-Bureau Daily Credit Monitoring & Alerts

• Score Change Alerts

• Checking Account Report

• Discounted Additional Reports

• Scores IQ Center

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Identity & Privacy Protection

• Includes protection for up to 2 adults + 3 dependents (under age 25)

• Family Identity Monitoring: Monitors each member’s SSN, online accounts, and records for suspicious activity

• Child Identity Monitoring: Detects early use of minors’ SSNs or online fraud attempts

• Social Media Monitoring: Alerts for potential impersonation or data exposure across family profiles

• Shared Dashboard Access: Manage and monitor all family accounts from one login

• SSN Trace

• Criminal Records Monitoring

• File-Sharing Network Monitoring

• Dark Web & Internet Monitoring

• Synthetic ID Theft Detection

• Change of Address Monitoring

• Application Monitoring (IQAlerts + Enhanced)

• Real-Time Identity Alerts

• Bitdefender Total Security + Premium VPN

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Theft & Fraud Coverage

• ID Theft Insurance & Reimbursement — up to $3 Million shared among family members

• Dedicated Family Fraud Restoration Team

• Lost Wallet Form & Assistance (for all covered members)

• Dispute Assistance

• Opt-Out IQ (Junk Mail / Do-Not-Call Removal

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Exclusive Tools & Support

• Priority Family Support Line (faster response for urgent family alerts)

• Shared Financial Insights Dashboard for family budgeting & planning

• Personalized Credit Insights & Planning

• 24/7 Member Dashboard Access

• Priority Support for Subscribers